Youth & Family Counseling

Fees & Insurance

1. If YFC is an in network provider for your insurance plan
   

   YFC will attempt to determine your coverage at or before your first session.  If that is not possible, your coverage will be determined on the first EOB (explanation of benefits) received from your insurance company.  In this case, you should pay the sliding scale fee at your first appointment.

   You are responsible for the amount not covered by your insurance company’s contracted allowable amount with YFC or the sliding scale fee amount, whichever is lower.  Note that the “co-pay” amount on your insurance card refers to physician visits not mental heath visits. 

2. If YFC is an out-of-network provider for your insurance plan
   

   You will be charged YFC’s full fee of $140 or the sliding scale fee.  YFC will bill your insurance which will reimburse you at the out-of-network rate.  You will then be charged YFC’s full fee of $140, the amount not covered by insurance, or the sliding scale fee, whichever is applicable. 

3. No insurance
   

   You are responsible for the full fee of $140 or the sliding scale fee.

4. Sliding fee scale

   YFC offers a sliding fee scale which ranges from $20 to $140 per session and is based on annual income and family size.  The sliding fee scale is funded by the United Way of Lake County, local corporations, foundations, and individual benefactors.  YFC also holds two annual fundraisers to secure funding for the sliding fee scale. 

5. To qualify for the sliding scale fee

   You must live or work in Lake County and submit a copy of your tax return, a W-2, or a pay stub to verify your income level.  This income level, along with your family size, will be used to determine the sliding scale fee.  You may ask for a copy of the sliding scale at any time.